Real estate appraisal services for homeowners in the city of Virginia Beach and Virginia Beach City County
The top 7 reasons Virginia homeowners hire Elizabeth A. Keech:
At Elizabeth A. Keech, we understand the special needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Elizabeth A. Keech are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that's declining. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Elizabeth A. Keech is your #1 weapon when contesting your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. Elizabeth A. Keech is seasoned in helping customers just like you delete unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be annoying from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Elizabeth A. Keech can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Elizabeth A. Keech can help you with that. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.